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When (and When Not) to...

Refinancing Can Save You Money—or Cost Money. Learn the Difference. Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There are many reasons why homeowners refinance: to obtain a lower interest…

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Is it getting harder to...

The last year has brought some changes to the home loan landscape. A lot of this has been driven by governments, regulators and banks, with decisions made at boardroom tables. But these decisions trickle down to customers, and…

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What Is Debt Consolidation, and...

Debt consolidation rolls multiple debts into a single payment. It can work if your debt isn’t excessive and you have good credit and a plan to keep debt in check. Debt consolidation rolls high-interest debts, such as credit…

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